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Crime Insurance: Has money been taken out of your bank account?

Has money been taken out of your bank account? Don’t assume the bank will cover it.

Don’t think your bank will always pick up the cost of fraudulent transactions. The financial protection offered by banks for computer fraud and fund transfers fraud is often very limited, whereas the cover under a crime insurance policy is far broader. In some circumstances the banks only provide cover up to a certain amount, and only when they are directly responsible (i.e. where failure of the banks security mechanisms have directly contributed to the crime). In fact, the protection for businesses with banks is often far more restricted than the protection afforded to consumers.

For more information on Crime Insurance, please visit our dedicated page or call us for more information: Commercial Crime Insurance