Insurance for public relations consultants and freelancers can be complicated. If any advice or work you have provided to a client causes a data, reputational or financial loss, they or an affected third party could take legal action. Any loss or damage can have a significant impact on your earnings and reputation. Contractually you may also be required by your client to have insurance.
Our public relations insurance is tailored to meet your needs as public relations consultants. At competitive prices, we only use specialist insurers that understand the PR industry and have designed policies to meet your requirements.
As a partner business of Williamson Carson, insurers to the creative industries, we know the media inside out and the associated risks. All our media insurance covers are tailored for the industry and to your unique requirements. Working with specialist insurers, we offer insurance packages with comprehensive protection not available anywhere else. From professional indemnity to all risks insurance for cameras, we can also arrange extensions such as rectification costs cover which will help you rectify any mistakes you may make before your client becomes aware.
As a privately owned broker with a small and dedicated multi-disciplined and experienced team of advisors with expertise in the media sector, we pride ourselves on our exceptional service. Whether you’re getting a quote or making a claim, your insurance will always be handled personally by an expert member of our team.
The below packages have been designed for PR consultants with an income of less than £100,000. Click on the package that best suits your needs.
How would you react if a client alleged that your advice was incorrect and caused them a financial loss?
And what if the client threatened legal proceedings?
The bad news is that claims of this nature are on the rise! The good news is that you can protect your business from such problems with a decent PR consultant’s professional indemnity insurance policy.
PR consultant’s professional indemnity insurance provides cover for “professions”, those who provide specialist advice, designs, plans or recommendations. It protects you against the cost of compensation to clients if your professional advice has caused them to lose money. Professional indemnity insurance is often a contractual requirement for PR Consultants, so check your contracts.
PR consultant public liability covers claims against you or your business from third parties for bodily injury and property damage as a result of your business activities, for example, if someone trips over your laptop lead whilst you are working at a client’s premises.
PR consultant employers’ liability insurance covers the cost of compensation if an employee of your business is injured or becomes ill as a direct result of the work they undertake for your business. If your business has any employees you are required to hold an employers’ liability insurance policy by law.
We can also cover your office or any of the equipment that you use as a PR consultant.
Whinney Insurance Brokers is a trading name of Williamson Carson & Co Ltd which is authorised and regulated by the Financial Conduct Authority. Register Number 146295.
