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The best way to demonstrate the value of a professional indemnity policy for web designers is to look at some of the things that go wrong. And these are all things that the policy will cover. So, for example, if the client makes a complaint against you that they are unhappy with the quality of the website you’ve designed, or worse still, they’ve made allegations that their revenue has reduced as a direct result of the website redesign.
Other areas we’ve seen things go wrong are in relation to search engine optimization and Google Adwords. We’ve also had clients where the web designer has had allegations against them that their client’s sites have been hacked and the client attempting told the web designer responsible.
Finally, another area that’s often overlooked is intellectual property and copyright where there’s allegation from a third party that you’ve designed a website which effectively is a copy or a breach of their IP.
So, finally, in relation to professional indemnity for web designers, it’s there to give you peace of mind. It’s there to give to take the hassle away if there’s a problem or a complaint in in relation to the websites you’ve designed. And it can be relatively low cost. Remember when considering your policy that you go for a specialist policy designed for web designers and that the policy is tailored to your business.
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