Medical Indemnity Insurance

Medical Indemnity Insurance for Health Care Professionals and Medical Establishments.

Medical indemnity insurance provides defence and indemnity in respect of allegations of  medical negligence, often resulting from injury, death or mental anguish. 

What is Medical Indemnity Insurance?

Medical indemnity insurance (or medical malpractice insurance) covers errors or omissions in the course of your professional duties as a medical professional. It is different from professional indemnity, which often exclude bodily injury. Medical indemnity insurance not only covers negligent medical advice or care, but importantly extends to cover the injury that can result. Medical indemnity insurance is often a claims made policy. This means the medical indemnity insurance must be in place at the time the claim is made. Claims can result from allegations negligent medical advice, negligent medical care, neglect, misdiagnosis, failure to diagnose and mental destress.

Medical Indemnity Insurance for a wide range of professions

We can organise medical indemnity insurance for a wide range of professions and medical institutions, including but not limited to:

• Professions: Nurses, healthcare assistants, Ward clerks, physiotherapists, radiographers, anaesthetists, optometrists, orthoptists, pharmacist, psychologists, occupational therapists, and other healthcare professionals
• Medical Institutions: Clinics, nursing homes, small private hospitals, and health and beauty establishments
• Agencies: Medical and staffing agencies, specifically the supply of nurses and healthcare staff

Wide Medical Indemnity Insurance cover specific to the medical and healthcare industry

It is important that your medical indemnity insurance not only provides indemnity, but also defence. We would only recommend insurance that includes defence costs. This should include the costs of investigation to settle or defend a claim against you for medical negligence allegations. Policies are also available that extend to cover mental injury and distress, and  Samaritan acts.

Need Medical Indemnity Insurance? Just give us a call. We are happy to provide advice, guidance and obtain quotations on your behalf. 

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