All medical professionals, institutes and agencies are at risk of legal action. Medical indemnity insurance, also known as medical malpractice insurance, is often a claims-made policy, meaning it must be in place at the time the claim is made. Claims can result from allegations of negligent medical advice, negligent medical care, neglect, misdiagnosis, failure to diagnose and mental distress.
Medical indemnity insurance (or medical malpractice insurance) covers errors or omissions in the course of your professional duties as a medical professional. It is different from professional indemnity, which often excludes bodily injury. Medical indemnity insurance not only covers negligent medical advice or care but importantly extends to cover the injury that can result. Medical indemnity insurance is often a claims made policy. This means the medical indemnity insurance must be in place at the time the claim is made. Claims can result from allegations of negligent medical advice, negligent medical care, neglect, misdiagnosis, failure to diagnose and mental distress.
We can organise medical indemnity insurance for a wide range of professions and medical institutions, including but not limited to:
It is important that your medical indemnity insurance not only provides indemnity but also defence. We would only recommend insurance that includes defence costs. This should include the costs of investigation to settle or defend a claim against you for medical negligence allegations. Policies are also available that extend to cover mental injury and distress, and Samaritan acts.
Very few insurance brokers understand the industry as well as we do. For over a decade we have specialised in insuring medical professionals and healthcare entities.
Medical malpractice insurance or medical indemnity insurance covers negligent medical advice or care and extends to cover the injury that can result. Medical indemnity insurance covers errors or omissions in the course of your professional duties as a medical professional and differs from professional indemnity insurance, which often excludes bodily injury, death or mental anguish. Medical indemnity insurance should also include defence costs and indemnity if allegations of medical negligence are made, protecting you from the costs of investigation to settle or defend a claim against you for medical negligence allegations. Policies are also available to cover mental injury, distress, and Samaritan acts.
Medical indemnity insurance is available for a wide range of professions and medical institutions, including but not limited to:
Whinney Insurance Brokers is a trading name of Williamson Carson & Co Ltd which is authorised and regulated by the Financial Conduct Authority. Register Number 146295.
