Insurance for Games Developers

The games development sector is one of the most exciting and fastest growing sectors in the UK. The risks faced by games developers are unique. Game developers companies often face similar exposures to traditional technology and software companies, such as software failures/glitches, server downtime and cyber threats. But in addition to the traditional software  related risks, there is the additional complexity of matters relating to intellectual property and licensing, and also confidentiality in respect of consumer data. 

Games Developers Insurance: Get the necessary advice

Not many insurance brokers will have the necessary experience and expertise required to advise games developers on their insurance requirements. Having insured games development companies for a number of years, we see this growing sector as one that needs tailored insurance cover and specialist advice. No two games development companies are the same, and no two games are the same (although similarities often lead to very expensive lawsuits – which we explore below). We believe it is important to take the time to understand your requirements as a games developer. Once we understand your business and the games that you develop, we can begin to understand the most critical risks to your business, be intellectual property, licensing, publishing risks or confidentiality and consumer data.

games developers insurance

What are the key insurance risks faces by games developers?

  • Intellectual property is a significant risks. There have been a number of high profile legal battles regarding intellectual property. Most these law suits relate to the ‘originality’ of the games developed. The law suits can involve ‘tactical litigation’. Tactical litigation is litigation not used for the normal purposes of wining or losing a legal case, but instead to give expression to a tactical goal. In the case of games development, the tactical goal is usually to distract or cause harm to competitors, especially if your game infringes a competitors market space. Claims relating to game developers can be extremely costly. The website mentalfloss is gives background and examples for claims against games developers.
  • Confidentiality. The confidentiality risk have really emerged over the past 4-5 years. In the past you bought a game from a shop, and popped the game into your console, it involved no transfer of personal data. Nowadays, most games are not only interactive with other users, but can also involve in play purchases, and can be very personal to your requirements. Games developers must be very careful on how they manage, hold and process personal data. Failure to manage personal data in the correct manner can very easily lead to a ‘breach of confidentiality’ allegation.
  • Wright Hassall address some of the common legal issues in the following article: Legal issues for games developers.

We can provide the following insurance modules for games development companies

The insurance for games developers is often available on a combined basis, covering Professional Indemnity, Directors’ and Officers’ Liability and Crime under  a single insurance package. 

Get a Games Developers Insurance Quote

    Your Name

    Company Name

    Your Email

    Your Telephone

    Turnover for the last completed financial year

    Business Description

    Cover Required
    Professional IndemnityPublic LiabilityOffice/Asset/Equipment InsuranceOther