Why do IT contractors need insurance?

You need cover because clients rely on their contractors more than ever, and the UK is becoming more litigious.

Increasingly, businesses are filling senior roles that come with high levels of responsibility, like heads of IT and information security with contractors and when things go wrong, it’s easier to point the finger at the external contractor than a company employee or director.

Our insurance products safeguard your business if things go wrong. It provides legal protection and also compensation to your clients if you are liable for negligence. If you operate as a limited company it will protect your balance sheet and if you’re a sole trader it’s even more important because you could be held personally responsible.