Professional indemnity covers you for allegations of mistakes and negligence.
It provides compensation to your client (or a third-party) in circumstances where you are liable due to professional negligence, and usually covers associated defence or legal costs.
You’ll need a specialist technology product that covers you for things like allegations related to software failures, server downtime, project failings or breach of contract.
Beware of negligence-only policies, which will often exclude these key risks.
