What is production insurance?

Production insurance is a broad term incorporating a number of different types of insurance product.

We typically define a production policy as one that protects you from losses during production, such as damage to equipment (owned and hired), injury and damage known as liability insurance, and most importantly cover to re-shoot and additional expenses incurred if things go wrong.

However, it’s not always straightforward. You can purchase anything from basic liability-only insurance, to all-encompassing commercial producer’s indemnity covering cancellation for ‘any matter beyond your control’.

There are different levels of production insurance available:

• Minimum – The most basic package covers your liability (compulsory under UK law) and equipment.
• Media production – A more comprehensive policy which covers your liability, equipment and reshoot costs in certain situations.
• Commercial producers’ indemnity (CPI) – The most comprehensive policy which covers everything above plus shoot cancellation due to the non-appearance of essential crew for any reason beyond your control.

In addition, most companies would also purchase professional indemnity or errors and omissions, which covers you for mistakes, or allegations that you’ve made a mistake.

We will design a policy to meet your needs.