What is excluded under broadcaster professional indemnity and errors and omissions insurance?

If you have American or Canadian clients or contracts, they will probably be excluded and some insurers will restrict cover to UK claims only. However, policies can be extended to include USA and Canada protection for an additional premium.
If you are involved with advertising production, some policies will exclude work away for the office unless you buy an extension.
Most media policies will exclude any claims related to patents. We can explore additional coverage if you need it.
Some insurers will apply a retro-active date, which means complaints or claims related to work prior to that date are excluded.
Deliberate acts, dishonest or fraudulent acts are usually excluded unless committed by an employee without the knowledge of senior management.
Disputes which are purely commercial in nature and not linked to your supply or service provision, such as a commercial dispute with a supplier, may be excluded. Disputes with clients are usually covered, especially if they allege your business has been negligent or breached a contract.

info@whinneyinsurance.co.uk