What can be included within a production insurance package?

Production insurance packages can include:

• Public and employers’ liability – Your legal liability for injury or damage.
• Equipment (owned and hired), props, sets and wardrobes – All-risks damage and theft. Our policies also cover the continuing hire charges that you are legally responsible for up to a maximum of 13 weeks.
• Cast – This protects the production for reshoot or production costs should an insured person be prevented from starting, continuing or completing their duties and performance due to their death, injury or illness.
• Production media – Covers the production for the reshoot or production costs following physical loss of, damage to, or destruction of production media by any cause.
• Extra expenses – Covers the interruption, postponement or cancellation of the production due to physical loss, damage or destruction of property or facilities used by the insured party for that production.
• Third party costs – Covers production costs not included in your original budget but for which you may become responsible for in the case of a reshoot, such as model or talent fees, advertising agency costs and your client costs.