Continuity errors, poor lighting, cancelled shoots or injured cast. These are all unique risks faced by commercial film producers. Any loss or damage can have a significant impact on your earnings and reputation, and if a client or third party is affected they could take legal action. Contractually you may also be required by your client to have insurance.
From poor lighting to continuity errors. As a commercial film producer, you can be held liable if things are not quite as your client expects. Whether you have followed the brief or not.
In most cases, you will be required to hold professional indemnity as a contractual requirement with your clients. If not, it can offer you peace of mind and be extremely valuable if things don’t quite go to plan.
At Whinney Insurance Brokers we have 6 years of experience insuring commercial film producers. Most importantly we can organise the insurance that’s right for you. We only work with specialist insurers who provide professional indemnity insurance tailored for commercial film producers.
Your insurance will therefore include extensions such as cover for unintentional breach of a contract, with specific coverage for APA contracts for the production of commercials. What is also critical for commercial film producers is ‘rectification costs cover’ in order to rectify mistakes you may make before your client is aware.
As a partner business of Williamson Carson, insurers to the creative industries, we know the photography and film industry inside out and the associated risks. All our photography and film insurance covers are tailored for the industry and to your unique requirements. Working with specialist insurers, we offer insurance packages with comprehensive protection not available anywhere else. From professional indemnity to all risks insurance for cameras, we can also arrange extensions such as rectification costs cover which will help you rectify any mistakes you may make before your client becomes aware. We also provide specialist insurance protection to industry bodies, including members of the British Association of Picture Libraries and Agencies and the Association of Photographers.
As a privately owned broker with a small and dedicated multi-disciplined and experienced team of advisors with expertise in the photography and film sector, we pride ourselves on our exceptional service. Whether you’re getting a quote or making a claim, your insurance will always be handled personally by an expert member of our team.
We can also cover any post-production or editorial work.