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Insurance for Broadcasters

Broadcasters are particularly at risk when it comes to defamation. Claims may arise as a result of damage to the reputation of a third party, with the possibility of legal costs highly likely, which includes the costs of investigation to settle or defend a claim against you for professional negligence allegations.

What does professional indemnity for broadcasting companies cover?

As with other media companies, professional indemnity insurance for broadcasters primarily concerns “your content”, particularly libel and slander. The biggest mistake is assuming that a claim will never happen.
Broadcasters run a particular risk when it comes to defamation. It’s quite easy to unintentionally defame an individual or an organisation.
Unfortunately, there is an increasing claims culture, where are individuals happy to sue if their reputation has been tarnished (or there is a perception that is the case). Whether your TV or Radio, live or delayed broadcast, the risk of defamation remains. Slip ups are easy to foresee when broadcasting live, but equally editors and producers can quite easy overlook or misinterpret content that could also lead to allegations of slander. Professional indemnity insurance will cover this risk.

How is the premium for Broadcasters Insurance calculated?

Insurers make a number of assessments, taking into account the number of listeners/viewers and the nature of your content. With the world of digital, things can go viral quickly, making the exposure even more difficult to assess.
For any help or advice regarding insurance for broadcasters please contact us at anytime.

We’re experts in broadcaster insurance

As a partner business of Williamson Carson, insurers to the creative industries, we know the media inside out and the associated risks. All our media insurance covers are tailored for the industry and to your unique requirements. Working with specialist insurers, we offer insurance packages with comprehensive protection not available anywhere else. From professional indemnity to all risks insurance for cameras, we can also arrange extensions such as rectification costs cover which will help you rectify any mistakes you may make before your client becomes aware.

Always personal, always bespoke

As a privately owned broker with a small and dedicated multi-disciplined and experienced team of advisors with expertise in the media sector, we pride ourselves on our exceptional service. Whether you’re getting a quote or making a claim, your insurance will always be handled personally by an expert member of our team.

We insure

Specialist broadcaster insurance

Useful links

AIB – The knowledge network for broadcasters. News Latest broadcasting and media industry news from the Association for International Broadcasting. aib.org.uk
National Association of Broadcasters. The National Association of Broadcasters is the voice for the nation’s radio and television broadcasters. www.nab.org